disposable income is to be understood as an approximation. In a
liquidity analysis, it would be more appropriate to use income adjusted for taxes and
transfers as a starting point, but not to deduct imputed [...] calculated according to equation (4). It becomes obvious that the time-
dependent burden ratio over the term of the mortgage reacts to a
change in the inflation rate ( ) and to a change in the monetary [...] burden switches from positive to negative values
compared to the scenario of price stability (base scenario).
Four scenarios are considered. The impact of inflation to the mortgage
interest rate
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biblatex: biber anstatt bibtex)
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