institutions are essential.
An issue widely discussed internationally, also with respect to payments media, is
sustainability. This is usually only discussed with respect to the environment, i. e., the
very low level of interest rates. Moreover and
specifically, we ask what role cashless payment media play in the evolution of the demand
for banknotes. Our paper is closely related to Seitz and Setzer [...] shifts upwards.
Closely related to opportunity costs of holding banknotes are alternative payment media. In
addition to the pressure from existing means of payment (eg, debit and credit cards), cash [...] and could thus increase
currency in circulation. As a result, the effect of cashless payment media on currency demand
is ambiguous.
8 An overview
decreases, in which case Iit would be negative. However, despite the spread of cashless payments media,
only very few countries to date experience a decline in banknote demand in nominal terms.
13
annotation https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion-papers/HurricaneKatrinaJan06.pdf https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion- [...] annotation https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion-papers/HurricaneKatrinaJan06.pdf https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion- [...] annotation https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion-papers/HurricaneKatrinaJan06.pdf https://www.philadelphiafed.org/-/media/frbp/assets/consumer-finance/discussion-
Terminals sollen bis
spätestens 2020 abgelöst werden.
13 Aldi Nord, Lidl und Netto ebenso wie Media Markt und Saturn haben
im Juni 2015 angekündigt, dass sie nun Karten internationaler Karten-
systeme
Matters", Dalinghaus (2017) examines a range of institutional, legal, scholarly, policy and news
media sources to understand the current state of debate about – and evidence for – the links between cash [...] demand; 4) the number and value of debit and credit card transactions as alternative payment
media and 5) the share of the shadow economy in GDP. The sample runs from 2002.q1 – 2017.q4. All variables
evidence that cash is systematically slower as a
means of payment at the POS than other payments media.
(Table 2: Continued)
page
Pros and Cons of Cash: The State of the Debate 27
Credit
decreases, in which case Iit would be
negative. However, despite the spread of cashless payments media, only very
few countries to date experience a decline in banknote demand in nominal
terms.
estimator
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Research Discussion Papers no. 11.
ten Raa, T. & V. Shestalova (2004), Empirical Evidence on Payment Media Costs and
Switch Points, Journal of Banking & Finance 28, S. 203 – 213.
Tobin, J. (1956), The
generally not the case indicating that cash is substituted more and
more by cashless payment media for low value payments
-20
-15
-10
-05
00
05
10
15
AT BE CY DE EE ES FI
Zahlung von über 1,53 Milliarden US Dollar Schadensersatz an Alcatel-Lucent
verurteilt. Der Windows-Media-Player verletzt dem Urteil zufolge ein Patent von Alcatel-Lucent für
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decreases, in which case Iit would be negative. However, despite the spread of cashless payments media,
only very few countries to date experience a decline in banknote demand in nominal terms.
13
the
reduced use of cash for transaction purposes.
− Sixth, alternative cashless payment media exert a negative influence on the use of all three denominational
groups.
− Seventh, uncertainty
Leistungselektronik, Messtechnik, Schaltungstechnik bis
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