Culture
von Lianke Song und Bernt Mayer
24 A Micro Data Approach to the Identification of Credit Crunches
von Timo Wollmershäuser und Horst Rottmann
25 Strategies and possible directions
Culture
von Lianke Song und Bernt Mayer
24 A Micro Data Approach to the Identification of Credit Crunches
von Timo Wollmershäuser und Horst Rottmann
25 Strategies and possible directions
experiencing a credit crunch.
Following Udell (2009), “economists generally define a credit crunch as a
significant contraction in the supply of credit reflected in a tightening of credit
conditions [...] observed reductions in their bank credit volumes. However, since
their dependent variable was credit volume, the identification problem still re-
mained and credit supply shifts had to be identified [...]
climatesector -14.04 23.21 -70.6 53.6 56946
Notes: credit = 1, if the firms assess the banks’ credit supply policy as “restrictive”, credit =
0, if the firms indicate “normal” or “accommodating”
n*, Alexander Koch#, Andreas Rees#, Franz Seitz+
November 2009
#) UniCredit *) University of Applied Sciences +) University of Applied Sciences
Economics & Commodity Research
mln euro
the investment institutions (excluding credit institutions) are debited with the amount, in case of
exceeding 13. mln euro the credit institutions are also debited.
In the [...] FSACT in 1986. Majority of member states have only one official compensation system
created by a credit institution or investment firm. Austria, Germany, Ireland, Spain and The
Netherlands have more
government securities - and only a few of these funds are investing in equity and
taking on more credit risk (IWG 2008a, p. 15). The other group uses different asset classes
whereby the share of the
haben die Möglichkeit, das Kurspro-
gramm kostenfrei zu nutzen und im Rahmen der ausgewiesenen Credit Points Leistungsnachweise zu
erwerben. Allerdings gibt es bis heute keine verbindlichen Regelungen
nts, Journal
of Money, Credit, and Banking 36, 387-405.
Dewachter, H. & M. Lyrio (2006), Macro Factors and the Term Structure of Interest Rates,
Journal of Money, Credit, and Banking 38, 119-140
:03Z
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Credit Spreads und ihre Determinanten in Deutschland
page
FACHHOCHSCHULE
A WMBERG - EIDEN
page
Course catalog DILLUGIS project
5
Disciplines/courses (volume of each course – 5 credits ECTS)
Дисципліни/курси (обсяг кожного курсу – 5 кредитів ECTS):
Object-oriented Coding (Об’єк [...] Arrays and Lists
and concepts of inheritance or overloading methods.
Teaching Methods Number of Credits (ECTS) Workload
Lecture; instruction seminars;
practical exercise
5 Contact time: 60 h
Self-study: [...] protocols.
Security in IoT.
IoT applications and business use-cases.
Teaching Methods Number of Credits (ECTS) Workload
Lecture; instruction seminars; case studies;
field trip; practical exercise
Formalitäten sind in den Modulbeschreibungen aufgeführt.
• Abkürzungen:
ECTS = Das European Credit Transfer and Accumulation System (ECTS) ist ein Punktesystem zur
Anrechnung von Studienleistungen [...] en.
SWS = Semesterwochenstunden
• Workload:
Nach dem Bologna-Prozess gilt: Einem Credit-Point wird ein Workload von 25-30 Stunden zu Grunde
gelegt. Die Stundenangabe umfasst die Präsenzzeit an [...] Modul-ID
Module ID
Art des Moduls
Kind of Module
Umfang in ECTS-Leistungspunkte
Number of Credits
0010001 Mastermodul ECTS: 5
Ort
Location
Sprache
Language
Dauer des Moduls
Duration
08.06.2023 | International, Hochschulkommunikation
Einrichtungen vor, und die Teilnehmer*innen erfuhren mehr über einzelne Themen und Projekte, wie Erasmus+ Credit Mobility, Studierende und Lehrende aus der Ukraine, Sprachkurse und Buddy System. Am Mittwoch konnten
catalog winter semester 2023 DILLUGIS project
5
Disciplines/courses (volume of each course – 5 credits ECTS)
Дисципліни/курси (обсяг кожного курсу – 5 кредитів ECTS):
Business Model Innovation (Інновації [...] practical issue in which a new business model is to be
developed.
Teaching Methods Number of Credits (ECTS) Workload
Seminar-based teaching, guided self-study,
online lectures
5 Classroom attendance: [...] email marketing.
Application of artificial intelligence in marketing
Teaching Methods Number of Credits (ECTS) Workload
Lecture, seminar with exercises, guest lecture,
project work, practical applications
catalog summer semester 2023 DILLUGIS project
5
Disciplines/courses (volume of each course – 5 credits ECTS)
Дисципліни/курси (обсяг кожного курсу – 5 кредитів ECTS):
Algorithms and Data Structures [...] Matrix operations,
String matching, RSA public-key cryptosystem.
Teaching Methods Number of Credits (ECTS) Workload
Lecture with exercises; instruction
seminars; practical work in
programming
[...] integration in the context of software-supported business processes
Teaching Methods Number of Credits (ECTS) Workload
Lecture, seminar with exercises, computer
exercise
5 Contact time: 60 h
Self-study:
catalog winter semester 2024 DILLUGIS project
5
Disciplines/courses (volume of each course – 5 credits ECTS)
Дисципліни/курси (обсяг кожного курсу – 5 кредитів ECTS):
Business Model Innovation (Інновації [...] practical issue in which a new business model is to be
developed.
Teaching Methods Number of Credits (ECTS) Workload
Seminar-based teaching, guided self-study,
online lectures
5 Classroom attendance: [...] relationship management, customer retention and loyalty
measures.
Teaching Methods Number of Credits (ECTS) Workload
Lecture, seminar with exercises, guest lecture,
project work, practical applications
die belegten Kurse sowie die erreichten Credits
und die jeweiligen Noten eingetragen.
� In Table D werden die anzurechnenden Kurse mit anerkannten Credits und den entsprechenden
Noten nach OTH
payment for different transactions, thus using cash in parallel to
other alternatives such as credit cards or mobile payments.
Moreover, most surveys around the world reveal that cash continues [...] Corporate Culture
von Lianke Song und Bernt Mayer
24 A Micro Data Approach to the Identification of Credit Crunches
von Timo Wollmershäuser und Horst Rottmann
25 Strategies and possible directions to
exchange rate of the
€ with respect to 38 partner countries; 1) number of credit card transactions; 2): number of credit and debit card
transactions.
The residuals of the three equations seem [...] respect to 38 partner
countries to capture foreign demand; 4) the number and value of debit and credit card transactions as alternative payment
media and 5) the share of the shadow economy in GDP [...] substitution relationship between banknote demand and card payments. It is captured by the
number of credit card transactions in the case of medium and large denominations, and by the number of debit card
‘Whither
loose change? The diminishing demand for small-
denomination currency’, Journal of Money, Credit and
Banking, Vol. 41, pp. 315–335.
(12) Assenmacher, K., Seitz, F. and Tenhofen, J. (2019)
of payment for different transactions, thus using
cash in parallel to other alternatives such as credit cards or mobile payments.
Moreover, most surveys around the world reveal that cash continues to
experiencing a credit crunch.
Following Udell (2009), “economists generally define a credit crunch as a
significant contraction in the supply of credit reflected in a tightening of credit
conditions [...] on of Credit Crunches
Keywords CESifo Working Paper no. 3159
credit crunch, loan supply, surveys, nonlinear binary outcome panel-data models
Keywords CESifo Working Paper no. 3159
credit crunch [...] observed reductions in their bank credit volumes. However, since
their dependent variable was credit volume, the identification problem still re-
mained and credit supply shifts had to be identified
et
al. 2014).
page
account of its customer accordingly18 and makes a corresponding credit transfer in favor of
the e-money institution using its funds with the central bank. As is obvious [...] of the e-money institution. If so,
however, e-money payments in this case are very similar to credit transfers of commercial
18 E-money could, of course, also be created in exchange for cash at [...] purchases a good from nonbank
2, this time, however, the payment shall be conducted by instant credit transfer of regular
accounts at commercial banks – a possibility which is quite new to European
Methodenbasis des Credit Management – Teil 1, Lehrmaterialien zum Certified
Credit Manager.
Hock (2016), Scoring Modelle: 12 Fragen und Antworten, White Paper des Bundesverbandes für Credit Manage-
ment. [...] können den
Credit Manager dabei unterstützen und seine Effizienz steigern. Im Gegensatz zur
traditionellen Bonitätsprüfung, die maßgeblich auf den persönlichen Erfahrun-
gen des Credit Managers beruht [...]
1
Das Fortschreiten der digitalen Möglichkeiten verändert den Verantwortungsbe-
reich des Credit Managers nachhaltig. Die zunehmende Verfügbarkeit relevan-
ter Kundeninformationen wird den Blick
25.03.2015 | Hochschulkommunikation
n bzw. Münchener Unternehmen nach Weiden gekommen sind. Prof. Dr. Thorsten Hock referierte über „Credit Management und Vertrieb zwischen Umsatz und Risiko“. Im Anschluss daran sprachen Bert Overlack von [...] t Unruh & Team über die „Bewältigung von Unternehmenskrisen“ und Rudolf Keßler über „Optimiertes Credit Management im Handel“. „Mit dem ‚Lieferantenkredit‘ griffen wir ein aktuelles Thema auf, das Unternehmern